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A website business can provide greater returns and less risk than real estate investing. A rental property may provide a 6-10% return on your investment, but typically involves carrying a loan for 15-30 years. A website business will usually provide a 28-40% return on your investment and will pay for itself within 30-40 months. Why […]
When you’re caring for your aging parents, you can use all the help your siblings have to offer. Your brothers and sisters can provide a tremendous amount of support, but there may also be challenging family dynamics to manage. Learn how to lighten your load and draw your family closer together by sharing caregiving responsibilities […]
How much do you know about your family tree? Probably not nearly as much as your grandparents, aunts, or uncles! Yet many of them may not be comfortable with computers or other technology, which are the easiest way to quickly document family history. Here’s where you come in: you can use your computer literacy or […]
You spent all those years dreaming of the time when you’d finally be free of kids and have the house to yourself. Well, that time has finally arrived, but perhaps you’re not enjoying your new life as much as you thought you would. You might be suffering from Empty Nest Syndrome! In the past, your […]
If you’re finding it difficult to stay ahead of the game of retirement savings, you’re not alone. Your day job may be enough to keep your cover expenses, but not enough to put enough aside to invest. With that in mind, it’s probably time to take action. Instead of hoping for another salary increase, why […]
If you’re going to go after a significant amount of grant money, you’ll likely need the resources and support of your local community. Grant money is expected to benefit many people, so your project will probably require a fairly large operation, with office space, workers, utility bills, and a multitude of other resources and costs. […]
3 Proven Strategies for Small Business Owners to Increase Cash Flow Is your small business struggling to make enough profit to pay the bills? Living paycheck to paycheck can be quite frustrating. Perhaps you started a small business so you could pursue your dream while earning money at the same time. If so, then you […]
Social Security may be an important part of your retirement future. It’s crucial to avoid common mistakes that can cost you money during retirement. Consider these strategies to avoid common mistakes: Avoid claiming benefits too early. If you have other income coming in and can afford to wait, then you may want delay claiming your […]
Your amazing business idea may need funds to be successful. However, it’s not easy to finance a startup in a sea of competitors. Consider many sources for your startup funds: Use your own finances. Instead of getting a loan or borrowing from others, see if you can finance your startup with funds you save or […]
The Smart Way to Choose an Affiliate Product for Passive Income Finding a good product to sell when trying to earn passive income can be difficult, but it’s important to your success. There are literally thousands of products to choose from and the competition amongst sellers can be fierce. Finding a niche and product is […]
Sail Past These 6 Obstacles to Making Money With Your Passion Pursuing your passion can be an effective and meaningful way of creating wealth and abundance in your life. Spending your day on things that fill you with energy and enjoyment contributes to the level of happiness you experience. But creating an income stream can […]
Become a Self-Made Millionaire by Following These 9 Practices If you aren’t lucky enough to inherit a million dollars, you’ll have to create wealth on your own. Relatively few millionaires inherit their wealth, so you’re in good company. Most millionaires didn’t become wealthy by doing anything spectacular. They simply have a useful set of habits […]
Finding Partners for Your Commercial Real Estate Deals It has been said that investing in commercial real estate is analogous to trying to date someone out of your league. The object of your desires is intelligent, attractive, and lots of fun to be around. However, you don’t have everything you need to close the deal. […]
Top 8 Signs That Your Business Opportunity Might Be a Scam Many opportunities to build a small business are scams, clearly disguised as legitimate offers. Many that aren’t scams fail to mention the risks or potential downsides involved. The key to finding a legitimate offer is to keep your guard up and investigate the claims […]
6 Crucial Strategies for Selling Your Home Without a Realtor Real estate agents can be expensive. If you’re committed and willing to work diligently, you can sell your home for the same price without the use of a real estate agent. Your lack of experience and ready-made marketing tools can be overcome with research and […]
Self Employed? How to Effectively Increase Your Hourly Rate If you work for yourself, your income naturally depends on your hourly rate. Of course, you’d love to make a better hourly wage. But how do you know if you’re being fairly paid? Here are some tips on when you should (and shouldn’t!) raise your rate. […]
6 Situations Where Paying Off Your Mortgage Isn’t Always the Best Strategy You might be considering the idea of putting extra money toward your mortgage payment to eliminate your mortgage debt more quickly. However, paying off your mortgage early isn’t always a good idea. Each situation is unique, and no solution is the right choice […]
Make More Money by Adopting These 7 Habits of the Wealthy If you think about it, your life is largely the result of your habits. Your waistline is a result of your diet and exercise habits. If you have the habit of picking up after yourself, your house is probably neat and uncluttered. Likewise, if […]
How to Calculate ROI for Real Estate Investments ROI or Return on Investment is a term to describe how much you profit from an investment. It is the percentage of money made on an investment after all the costs associated with that investment are subtracted. So, if you invested $10 and earned $1, your ROI […]
7 Strategies to Increase Cash Flow in Your Small Business Would your small business benefit from a higher rate of cash flow? It’s possible to increase it through several business strategies. Try these strategies to increase your cash flow: Reduce your spending. Decreasing your spending is one way to increase your small business cash flow. […]
Are REITs the Right Investment for You? Many people dream of investing in large apartment buildings, shopping malls, and commercial office space – yet few have the necessary funds and expertise for such investments. Real Estate Investment Trusts (REITs) are one way the average person can invest in large and expensive real estate properties. An […]
Do you have some extra time to kill and need another source of income? There are several ways to generate a secondary source of income without leaving the comfort of your own home. It’s surprising how many home employment opportunities exist. Anyone with a few hours to spare can earn extra money. Check out these […]
Saving on Home Buyer Closing Costs One set of costs that will quickly become significant to you when you’re purchasing a home is buyer closing costs. Closing costs are the variety of fees charged to you by those involved in the sales transaction. Typically, these costs run from 2 to 4 percent of the sales […]
Top 8 Tips for Making Money From Your Artistic Creations Is it possible to earn a living as an artist? Actually, it’s entirely possible. After all, many others have done it. While the starving artist cliché might be more common than financially comfortable artists, it certainly can be accomplished. For an up-and-coming artist there are […]
Top Fixes to Increase the Value of Your Home The value of your home is a crucial part of your overall investment portfolio. Although homeowners often think of it separately, your house is a huge investment that affects multiple financial areas of your life. The value of a house can be affected by many factors […]
Sell Your Used Car for Maximum Profit with These Tips When it’s time to get rid of an old car, most of us will trade it in at the dealership. However, even though the dealer manipulates the numbers to look favorable, they rarely give you the best price. In fact, car dealers make far more […]
Low-Cost Landscaping Highlights Your Home Whenever you invest your effort in a home improvement project, you want to see fantastic results. The home improvement project that’s sure to bring these results is low-cost landscaping. The visual appeal of your yard evokes feelings about your house. Ensuring your landscaping is lovely will make a positive impression […]
Creating Passive Income When You Have a Full-Time Job Learning to balance work and other activities is important. It’s especially difficult to put in a full day at your regular job and then go home and work some more. But if you want to create passive income, it will require some additional effort. Creating passive […]
A Beginner’s Guide to Owning Foreign Real Estate If you’re like many other world travelers, you’ve probably daydreamed about owning your own property in a foreign country. Buying property abroad isn’t an unreasonable dream. The proper planning and research goes a long way. However, there are many potential pitfalls in buying real estate abroad, which […]
Want to be Wealthy? Stop Swapping Your Time for Money Many of us were taught to do well in school, get a great job, work hard, and you’ll eventually make a lot of money. This may be true, but there is a great limitation to working for someone else. Time. There are only so many […]